{"id":1571,"date":"2023-01-12T11:37:55","date_gmt":"2023-01-12T17:37:55","guid":{"rendered":"https:\/\/www.naccc.org\/?p=1571"},"modified":"2025-08-19T11:02:57","modified_gmt":"2025-08-19T16:02:57","slug":"congregational-trust-investment-opportunity","status":"publish","type":"post","link":"https:\/\/www.naccc.org\/congregational-trust-investment-opportunity\/","title":{"rendered":"Congregational Investment Trust (CIT) – Investment Opportunity"},"content":{"rendered":"

The Congregational Investment Trust (CIT) is a non-profit 501(c)(3) entity established as an endowment investment option for member churches. Because endowment gifts are long-term, these funds are invested to preserve the purchasing power of gifts made using a diversified portfolio of stocks, bonds, and alternative investments. The CIT\u2019s target asset allocation is 65% stocks and 35% fixed income. Because principal values will fluctuate, the CIT is not suitable as a short-term investment vehicle. However, it is ideally suited as a long-term investment vehicle for church endowments.<\/p>\n

Churches that participate in the CIT have access to funds either by written request or by setting up regular distributions. Churches can have a separate account balance for each fund it wishes to establish. An opening balance of $2,500 is required for each account with a minimum balance of $1,000 thereafter. Quarterly statements are issued to each church reporting their funds\u2019 beginning balances, additions or withdrawals, net earnings and ending balances. All fees and expenses are charged against the aggregate earnings of the CIT and are therefore shared proportionately by all accounts. These funds are managed by Vanguard Institutional Advisory Services.<\/p>\n

By becoming part of an investment pool with other churches you increase your investment return potential as well as the potential to lower investment fees. These funds are managed by Vanguard Institutional Advisory Services and is overseen by the National Association\u2019s and the Congregational Foundation\u2019s CIT Oversight Committee.<\/p>\n

To participate in the Congregational Investment Trust a church must adopt the Congregational Investment Trust Adoption Agreement<\/i> and execute the Account Authorization Form.<\/i><\/p>\n

Congregational Investment Trust members seeking to deposit funds into the Congregational Investment Trust, should mail their deposit along with a completed CIT Deposit Form directly to:<\/p>\n

Nottingham Trust
\nPO Box 690
\n126-130 South Street
\nOlean, NY 14760<\/p>\n

Do not send deposits or CIT Deposit Forms to the NA office; please send them directly to Nottingham Trust.<\/p>\n

Click to read CIT Brochure online<\/a><\/strong><\/span><\/p>\n

Account Authorization<\/a><\/strong><\/span><\/p>\n

Notice of Withdrawal<\/u><\/a><\/strong><\/p>\n

Investment Policy<\/a><\/strong><\/span><\/p>\n

CIT Deposit Form<\/a><\/strong><\/span><\/p>\n<\/div>

<\/h4>\n

2025 PERFORMANCE RESULTS<\/strong><\/h4>\n

April – July 2025<\/a><\/p>\n

January – March 2025<\/a><\/u><\/p>\n

2024 PERFORMANCE RESULTS<\/strong><\/h4>\n

November 2024<\/u><\/a><\/p>\n

October 2024<\/u><\/a><\/p>\n

September 2024<\/a><\/u><\/p>\n

July 2024<\/u><\/a><\/p>\n

March 2024<\/u><\/a><\/p>\n

March 2024<\/a><\/u><\/p>\n

2023 PERFORMANCE RESULTS<\/strong><\/h4>\n

December 2023<\/u><\/a><\/p>\n

October 2023<\/u><\/a><\/p>\n

September 2023<\/u><\/a><\/p>\n

June 2023<\/u><\/a><\/p>\n

March 2023<\/a><\/span><\/p>\n

2022 PERFORMANCE RESULTS<\/strong><\/h4>\n

December 2022<\/span><\/a><\/p>\n

September 2022<\/a><\/span><\/p>\n

June 2022<\/span><\/a><\/p>\n

March 2022<\/a><\/span><\/p>\n

Congregational Investment Trust Meeting Minutes<\/strong><\/h5>\n

2024: <\/strong>January<\/a>, February (Annual Meeting)<\/a>, April<\/a>, July<\/a><\/u><\/p>\n

2023: <\/strong>April<\/a>, August<\/a>, October<\/a><\/u><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":4781,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41,381,84,45],"tags":[],"class_list":["post-1571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-church-resources","category-congregational-investment-trust","category-featured-church-resources","category-financial-support"],"_links":{"self":[{"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/posts\/1571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/comments?post=1571"}],"version-history":[{"count":86,"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/posts\/1571\/revisions"}],"predecessor-version":[{"id":18171,"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/posts\/1571\/revisions\/18171"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/media\/4781"}],"wp:attachment":[{"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/media?parent=1571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/categories?post=1571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.naccc.org\/wp-json\/wp\/v2\/tags?post=1571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}